Prioritize insurance by legal duty and the size of loss you could not absorb, then compare exclusions, waiting periods, limits and deductibles.
Select the situations that apply and how much loss your current savings could absorb. The result prioritizes investigation; it does not quote or recommend a policy.
Separate legal duties from losses you cannot absorb
Newcomers can face unfamiliar legal requirements, gaps before public or employer benefits begin, and overlapping cover from cards, landlords or work. Starting with the loss makes it easier to separate mandatory or financially severe risks from replaceable losses.
Validate the order of priorities with the newcomer insurance priority map before requesting quotes.
A high priority means verify the exposure and policy wording first, not buy immediately. Compare exclusions, waiting periods, benefit limits, cancellation terms and the claims route alongside the premium.
The result follows the published WELCOME.YOU methodology and uses only the answers you enter.