Compare remittances by the amount delivered for the same send amount, time and method - Not by the advertised transfer fee alone.
Hold the send amount, time and receiving method constant, then enter the provider fee, both exchange rates and any known receiving deduction.
Reveal the delivered amount behind a transfer quote
A visible transfer fee is only one part of the price. The provider's exchange rate and deductions at the receiving end can change what arrives. Comparing quotes against the same neutral reference rate exposes those components without claiming that a rate will remain available.
The total-cost guide for sending money home explains why delivered amount is the useful comparison.
Compare providers at the same moment because rates move. Speed, recipient access, funding method, transfer limits and recovery options still matter even when one quote has the lowest modeled cost.
The result follows the published WELCOME.YOU methodology and uses only the answers you enter.