Break contact with the suspected scammer, secure the exposed payment or access channel, preserve evidence and report through independently verified routes.
Identify what may have been exposed. The checklist prioritizes securing access and contacting verified channels while evidence is still available.
Order urgent actions by what may be exposed
A suspicious payment, shared password, identity-document leak and lost phone create different immediate risks. Acting quickly matters, but calling a number supplied by the suspected scammer can deepen the loss. Restart contact through a channel found independently.
For earlier warning signs and prevention, use the newcomer financial scam guide once the immediate response is complete.
This is an incident-ordering aid, not a guarantee that money can be recovered. Reject unsolicited recovery services, keep transaction references and report through the appropriate official route in your country.
The result follows the published WELCOME.YOU methodology and uses only the answers you enter.